Renters insurance
Make sure you're covered.
We require renters insurance.
Protect yourself from the unexpected.
Renters insurance is not a luxury – it’s a must-have. We require our residents to have $100,000 of personal liability coverage within 7 days of starting a lease. It will cover accidents and the home but not your stuff. Remember to list Invitation Homes as an Additional Interested Party on your policy.
How to fulfill our insurance requirements
You have 3 choices.
1) Use our preferred provider.
Get a Get Covered liability policy
Get Covered has policies that meet our personal liability requirements for insurance coverage, including dog bite personal liability insurance for dog owners.
Get all your stuff covered by Get Covered
You will get your personal property covered from a reliable company.
2) Choose your insurance.
You must have $100,000 personal liability and dog bite coverage if you are a dog owner.
Covers injuries and damages to other people and their property. You must ask to add dog bite coverage.
You may choose to add personal property coverage
Covers your property in case of fire, theft, vandalism, bad weather, etc.
3) We’ll sign you up.
Automatic Home Liability enrollment
If you don’t purchase a policy, you’ll be charged monthly for a Home Liability policy.
Your belongings won’t be covered.
Your insurance coverage won’t include personal property.
Required: Dog bite insurance for dog owners
Please make sure you have dog bite insurance with a $100,000 limit in coverage.
Home Liability coverage
If you don’t purchase a policy, you’ll be automatically enrolled and charged monthly for a Home Liability policy on your account ledger.
Covers damage to the home
No coverage for your personal property
If you have a dog, you must add $100,000 dog bite liability insurance
Get Covered® is our preferred provider.
Use Get Covered for your renters insurance and you’ll be pre-approved as a current or future resident. Plus, your policy will be automatically delivered to our leasing office, so you won’t have to send proof of insurance.
Renters insurance frequently asked questions
What are my renters insurance coverage requirements?
You are required to carry an active personal liability policy that includes a minimum of $100,000 in liability coverage and $100,000 for dog bite liability insurance, if applicable, from an insurance carrier with an AM Best rating of A-VII or better. These requirements are outlined in your lease. Liability insurance does not cover your personal items. We strongly encourage you to purchase a renters insurance policy that includes coverage for your personal belongings.
What are the dog bite liability insurance requirements?
You must carry $100,000 for dog bite liability insurance, if applicable, in accordance with your lease. If your carrier excludes dog bite liability insurance coverage for any dog at the residence, you must obtain a separate, stand-alone dog bite liability insurance policy with at least $100,000 in liability coverage for each excluded dog.
Can I choose any insurance carrier I want?
Of course, you can choose from any insurance carrier with an AM Best rating of A-VII or better. Although, we suggest purchasing coverage from Get Covered for your benefit. Don't forget to list Invitation Homes as an “Additional Interested Party” on your policy. Please make sure you upload the declaration page to the compliance team at https://invitationhomes.policyverify.io/upload-coverage-proof .
How do I submit proof of renter’s insurance?
For proof of insurance, you must submit your renters insurance policy declaration page (or pages) that contain the following information to https://invitationhomes.policyverify.io/upload-coverage-proof :
Insured Name (the Resident's name)
Insured Address (including unit number, if applicable)
Insurance Carrier (or insurance agency) name and contact information
Policy Term (dates of coverage)
Liability limit equal to or greater than $100,000
Interested Party: Invitation Homes Inc., PO Box 660121, Dallas, TX 75266
I submitted my renter’s insurance, but I am still being charged. How can I get the charges removed?
If you submitted proof of renters insurance that fulfills all our requirements but are still being charged for enrollment in the Home Liability policy, please contact our support team at: [email protected] .
What happens if my policy expires during my lease?
It’s your responsibility to have an active renters insurance policy during the entire lease term and to notify us of any changes to your policy’s terms and conditions. If you update your policy, it must be uploaded to: https://invitationhomes.policyverify.io/upload-coverage-proof so you can avoid being automatically enrolled in the Home Liability Policy, which does not cover your personal belongings.
I am renewing my lease and need to renew my renters insurance as well – What do I need to provide as proof and where do I submit it?
When you renew your lease, you are still required to carry a renters insurance policy that includes a minimum of $100,000 in liability coverage and $100,000 for dog bite liability insurance, if applicable.
You must upload your renters insurance policy declaration page (or pages) that contain the following information to https://invitationhomes.policyverify.io/upload-coverage-proof .
Provide the requested information and upload your policy declaration page.
A “Policy Submitted” email will be sent immediately after.
Within 48-72 hours, you will receive another email to confirm whether your policy was approved or if it’s noncompliant.
How do I purchase a Get Covered policy?
You can easily purchase a Get Covered policy at https://invitationhomes.policyverify.io/ . If you do, your policy will automatically be delivered to our leasing office, so you won’t have to send proof of insurance. For questions, reach out to the Get Covered team at https://invitationhomes.policyverify.io/Contact-Us .
What should I do if the information I submit to Get Covered is returned?
If the renters insurance documentation you submitted to Get Covered was not verified successfully, please visit their Support portal https://invitationhomes.policyverify.io/Contact-Us .
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